Outsourced Chief Investment Officer
Family offices used to require generational wealth to justify. They don't anymore. I provide the same institutional discipline, independent oversight, and structured thinking - for business owners and investors who are serious about their money.
The Practitioner Edge
Most advisers speak from theory. I speak from the direct management of entities across 16+ jurisdictions. My perspective is drawn from decisions made with real capital - not a scenario from a seminar.
| Traditional Advisory | The OCIO Perspective |
|---|---|
| Relies on back-tested models and bank-issued brochures. | Informed by active operations in the UK, EMEA, Americas, and beyond. |
| Compensated by products, AUM fees, or "relationship" targets. | Flat-fee retainer. My only professional metric is your strategic integrity. |
| Reactive to market noise and the latest bank-led product cycle. | Anchored by a written Wealth Constitution that dictates every move. |
The most expensive decisions are the ones made without a framework - chasing the deal that looked right, or missing the one that was.
Most people with serious money are operating on instinct where they should be operating on a system. Every pitch sounds credible. Every new fund has a track record. Without a written Investment Policy Statement, there is no objective filter - only gut feel and the persistent fear of being left behind.
The deeper risk is what you don't know you don't know. A governance vacuum isn't always visible until capital is committed in the wrong direction, or quietly eroding in the right one. I provide the independent intelligence layer that identifies both - before the decision is made.
“The goal is not to make more decisions. It's to make fewer, better ones - and never the wrong one twice.”
The OCIO Mandate
The first thing I build for every client is something most of them have never had: a strategy designed entirely around them. Not a product. Not a model portfolio. A Wealth Constitution - and the independent oversight to execute it.
The Wealth Constitution: Your 10-Year Command Centre.
The IPS is the governing framework for your capital. It explicitly defines your objectives, risk boundaries, and rebalancing triggers. Every opportunity that crosses your desk is measured against this document. If it doesn't fit the constitution, it doesn't enter the portfolio.
Holding the line against market noise.
Strategy is useless without the discipline to follow it. I provide ongoing stress-tests of your portfolio to ensure it remains aligned with your IPS - acting as the filter between you and the latest investment trend.
Optimising capital across borders and jurisdictions.
Where you hold assets matters as much as what you hold. For businesses and families operating across multiple jurisdictions, I design governance frameworks that align corporate treasury with long-term wealth preservation.
Work With Me
Whether you're building from scratch or ready for full institutional oversight - there's a structured entry point. Every engagement starts with a 20-minute call.
£3,000
4 sessions
Build your personal investment framework from scratch. Asset allocation, platform selection, portfolio construction - designed to run itself once it's built. You leave with a system you own and understand.
For individuals with £50k+ to invest who want to do it properly.
Book a Call£2,500/month
Annual retainer
Ongoing institutional-grade investment oversight. IPS development, portfolio construction, monthly strategy calls, and independent governance across your entire financial life. Your own Chief Investment Officer - without the full-time hire.
For business owners and HNW individuals with £500k+ in deployable capital.
Book a Call£2,500 - 2 sessions
Written report
A full review of your finances - investments, structure, tax efficiency, entity setup, and where the gaps are. You'll see exactly what a properly organised financial life looks like at your level, and a clear picture of what to do about it. No obligation beyond the review.
For HNW individuals and business owners considering a full engagement.
Book a CallThe Engagement
No pitch decks. No sales sequences. A straightforward conversation, then a framework built entirely around your situation.
A 20-minute discussion to review your current positioning. Direct questions about your structure. If I can add meaningful value, I'll tell you. If not, I'll point you toward someone who can.
We build your Investment Policy Statement - mapping assets, liabilities, and time horizons into a single governing document. Every financial decision you make from this point is measured against it.
Once engaged, you have direct access to me - not a team, not a portal, not a junior. Regular scheduled calls and availability as a sounding board when decisions need to be made.
Who I Work With
I act as a strategic partner for a limited number of clients at any one time. This is not a firm - it is a direct, personal engagement with a practitioner who has operated at institutional level for over 25 years. Every client gets my direct attention. Not a team. Not a junior. Me.
You have moved beyond the accumulation phase and now face the challenge of preservation and efficient allocation. You need an independent second mind, not another product.
Structure exists but the investment framework is missing or incoherent. I act as an external CIO, ensuring all sub-advisers remain aligned with a single governing IPS.
Retained earnings sitting idle, corporate treasury unoptimised, personal and business wealth entangled. I separate and structure both - so every pound is working with intention.
Cross-border assets, multi-jurisdiction structures, offshore foundations. I navigate complexity that most advisers won't touch, from direct operational experience - not theory.
The Principal
I provide the one thing most high-net-worth families lack: Absolute Independence.
After 25 years of active capital allocation across equities, real estate, cryptocurrency, and private markets, I have seen how the wealth management industry is designed to serve the institution. My mandate is to serve you, the principal.
I do not sell products. I do not charge AUM-based fees. I charge a flat monthly retainer for a limited number of clients. This structure ensures that my only objective is the long-term integrity and performance of your Wealth Constitution.
Institutional Validation
What differentiates Damien is the discipline - a clear framework and no attempt to retrofit narratives after the fact. That is uncommon, even among professionals.
Instead of second-guessing every move, we now make fewer, higher-conviction decisions. The level of clarity and independence in the thinking here is rare.
The biggest change isn't a specific trade - it's how I think. I now have a framework I can rely on to cut through the market noise and not worry about day to day fluctuations.
Next Step
A Strategy Session is a 20-minute discussion of your current structure and positioning. No pitch. No obligation. If I can add meaningful value, I'll tell you.
Book A 20-Minute CallStrict Confidentiality Assured. · damien@damienfogg.com
Direct access. Limited availability.